Parameters

Loan Parameters

General Loan Mode Parameters

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
USDC	80%	100%	4%	10%	30,000,000	30,000,000
USDT	80%	100%	4%	10%	30,000,000	10,000,000
USDT0	80%	100%	4%	10%	30,000,000	10,000,000
savUSD	60%	100%	10%	10%	1,500,000	0
AUSD (Avalanche)	75%	100%	6%	10%	15,000,000	15,000,000
AUSD (Polygon)	75%	100%	6%	10%	3,000,000	3,000,000
pyUSD (Ethereum)	80%	100%	4%	10%	10,000,000	10,000,000
rlUSD (Ethereum)	80%	100%	4%	10%	10,000,000	10,000,000
ETH	80%	100%	5%	10%	30,000,000	30,000,000
ETH (BNB)	80%	100%	10%	10%	10,000,000	10,000,000
wETH.e (Avalanche)	80%	100%	5%	10%	20,000,000	20,000,000
wETH (Polygon)	80%	100%	5%	10%	20,000,000	20,000,000
wstETH (Arbitrum)	80%	100%	10%	10%	4,000,000	4,000,000
wstETH (Base)	80%	100%	7%	10%	10,000,000	10,000,000
wstETH (Ethereum)	80%	100%	4%	10%	10,000,000	10,000,000
wstETH (Polygon)	75%	100%	5%	10%	10,000,000	1,000,000
weETH (Arbitrum)	75%	100%	8%	10%	1,500,000	1,000,000
weETH (Base)	75%	100%	10%	10%	2,000,000	2,000,000
weETH (Ethereum)	75%	100%	4%	10%	10,000,000	10,000,000
rsETH (Arbitrum)	75%	100%	8%	10%	1,000,000	500,000
cbETH	80%	100%	7%	10%	5,000,000	5,000,000
wBTC (Arbitrum)	75%	100%	7%	10%	30,000,000	20,000,000
wBTC (Ethereum)	75%	100%	5%	10%	30,000,000	30,000,000
wBTC (Polygon)	75%	100%	7%	10%	30,000,000	20,000,000
BTC.b	72.5%	100%	6%	10%	20,000,000	20,000,000
BTCB	72.5%	100%	10%	10%	20,000,000	10,000,000
cbBTC	75%	100%	10%	10%	20,000,000	5,000,000
tBTC (Arbitrum)	75%	100%	8%	10%	2,500,000	2,500,000
solvBTC	65%	100%	10%	10%	5,000,000	1,000,000
AVAX	72.5%	100%	8%	10%	30,000,000	30,000,000
sAVAX	70%	100%	10%	10%	20,000,000	5,000,000
ggAVAX	55%	100%	10%	10%	3,000,000	1,000,000
BNB	75%	100%	10%	10%	20,000,000	10,000,000
POL	75%	100%	8%	10%	35,000,000	35,000,000
MATICX	60%	100%	10%	10%	1,000,000	1,000,000
ARB	65%	100%	10%	10%	5,000,000	5,000,000
AERO	65%	100%	10%	10%	3,500,000	3,500,000
JOE	45%	100%	10%	10%	500,000	500,000
Link	70%	100%	9%	10%	1,000,000	1,000,000
Kaito	55%	100%	10%	10%	500,000	500,000
Virtual	70%	100%	10%	10%	5,000,000	5,000,000

AVAX Efficiency Loan Mode Parameters

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
AVAX	85%	100%	4.0%	10%	30,000,000	30,000,000
sAVAX	85%	100%	5.0%	10%	20,000,000	10,000,000
ggAVAX	85%	100%	5.0%	10%	3,000,000	3,000,000

ETH Efficiency Loan Mode Parameters

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
ETH (Arbitrum)	90%	100%	4.0%	10%	15,000,000	10,000,000
ETH (Base)	90%	100%	4.0%	10%	15,000,000	10,000,000
ETH (BNB)	90%	100%	4.0%	10%	5,000,000	1,500,000
ETH (Ethereum)	90%	100%	4.0%	10%	30,000,000	15,000,000
WETH.e (Avalanche)	90%	100%	4.0%	10%	5,000,000	3,500,000
wETH (Polygon)	90%	100%	4.0%	10%	5,000,000	3,500,000
wstETH (Arbitrum)	90%	100%	4.0%	10%	10,000,000	2,000,000
wstETH (Base)	85%	100%	5.0%	10%	10,000,000	10,000,000
wstETH (Ethereum)	85%	100%	4.0%	10%	10,000,000	10,000,000
wstETH (Polygon)	85%	100%	5.0%	10%	3,000,000	1,000,000
weETH (Arbitrum)	85%	100%	6.0%	10%	500,000	0
weETH (Base)	85%	100%	6.0%	10%	2,000,000	2,000,000
weETH (Ethereum)	85%	100%	4.0%	10%	10,000,000	10,000,000
rsETH (Arbitrum)	80%	100%	6.0%	10%	500,000	0
cbETH (Base)	90%	100%	5.0%	10%	5,000,000	5,000,000

Stablecoin Efficiency Mode Parameters

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
USDC	90%	100%	4.0%	10%	20,000,000	20,000,000
USDT	90%	100%	4.0%	10%	20,000,000	20,000,000
USDT0	90%	100%	4.0%	10%	20,000,000	20,000,000
AUSD (Avalanche)	85%	100%	4.0%	10%	10,000,000	10,000,000
AUSD (Polygon)	85%	100%	4.0%	10%	3,000,000	3,000,000
savUSD	75%	100%	4.0%	10%	1,500,000	0
rlUSD	85%	100%	4.0%	10%	5,000,000	5,000,000
pyUSD	85%	100%	4.0%	10%	7,500,000	7,500,000

Polygon Efficiency Mode Parameters

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
POL	85%	100%	4.0%	10%	5,000,000	5,000,000
MATICX	85%	100%	4.0%	10%	2,500,000	0

Bitcoin Efficiency Mode Parameters

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
wBTC (Ethereum)	85%	100%	4.0%	10%	30,000,000	30,000,000
wBTC (Polygon)	85%	100%	5.0%	10%	2,500,000	2,500,000
wBTC (Arbitrum)	85%	100%	4.0%	10%	10,000,000	10,000,000
BTC.b (Avalanche)	82.5%	100%	5.0%	10%	3,000,000	3,000,000
BTCB (BSC)	82.5%	100%	6.0%	10%	5,000,000	5,000,000
cbBTC (Base)	85%	100%	6.0%	10%	10,000,000	10,000,000
solvBTC	75%	100%	6.0%	10%	2,000,000	2,000,000
tBTC (Arbitrum)	85%	100%	5.0%	10%	2,000,000	2,000,000

Pool Parameters

Pool parameters

Pool	FL Fee	RR	(Uopt)	(RV0)	(RV1)	(RV2)	(RS0)	(RS1)	(RS2)	(RS3)	(Oratio)	(URU)	(DIRRU)	(RD)	Deposit Cap ($)	Borrow Cap ($)	Single Stable Borrow Percentage Cap
USDC	0.10%	10%	90%	0.00%	5.00%	40%	2%	2%	100%	25%	20%	95%	40%	20%	150,000,000	30,000,000	6%
USDT	0.10%	10%	90%	0.00%	5.00%	40%	2%	2%	100%	25%	20%	95%	40%	20%	50,000,000	10,000,000	6%
USDT0	0.10%	10%	90%	0.00%	5.00%	40%	2%	2%	100%	25%	20%	95%	40%	20%	50,000,000	10,000,000	6%
savUSD	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	5,000,000	0	5%
AUSD (Avalanche)	0.10%	10%	90%	0.00%	6.00%	40%	2%	2%	200%	25%	20%	95%	40%	20%	15,000,000	15,000,000	5%
AUSD (Polygon)	0.10%	10%	85%	0.00%	6.00%	50%	2%	2%	200%	25%	20%	95%	40%	20%	10,000,000	3,000,000	5%
pyUSD (Ethereum)	0.10%	10%	80%	0.00%	6.50%	50%	2%	2%	100%	25%	20%	95%	40%	20%	30,000,000	10,000,000	6%
rlUSD (Ethereum)	0.10%	10%	80%	0.00%	6.50%	50%	2%	2%	100%	25%	20%	95%	40%	20%	30,000,000	10,000,000	5%
ETH	0.10%	10%	70%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	150,000,000	30,000,000	5%
ETH (BNB)	0.10%	10%	70%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	50,000,000	10,000,000	5%
wETH.e (Avalanche)	0.10%	10%	70%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	75,000,000	20,000,000	5%
wETH (Polygon)	0.10%	10%	70%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	75,000,000	20,000,000	5%
wstETH (Arbitrum)	0.10%	10%	70%	0.00%	7.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	20,000,000	4,000,000	5%
wstETH (Base)	0.10%	10%	70%	0.00%	7.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	20,000,000	10,000,000	5%
wstETH (Ethereum)	0.10%	10%	70%	0.00%	7.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	20,000,000	3,000,000	5%
wstETH (Polygon)	0.10%	10%	45%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	30,000,000	1,000,000	5%
weETH (Arbitrum)	0.10%	10%	45%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	3,000,000	1,000,000	5%
weETH (Base)	0.10%	10%	45%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	5,000,000	2,000,000	5%
weETH (Ethereum)	0.10%	10%	45%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	20,000,000	10,000,000	5%
rsETH (Arbitrum)	0.10%	10%	45%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	1,000,000	500,000	5%
cbETH	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	30,000,000	5,000,000	5%
wBTC (Arbitrum)	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	150,000,000	20,000,000	5%
wBTC (Ethereum)	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	150,000,000	30,000,000	5%
wBTC (Polygon)	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	150,000,000	20,000,000	5%
BTC.b	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	100,000,000	20,000,000	5%
BTCB	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	50,000,000	10,000,000	5%
cbBTC	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	50,000,000	5,000,000	5%
tBTC (Arbitrum)	0.10%	10%	80%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	4,500,000	2,500,000	5%
solvBTC	0.10%	10%	45%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	10,000,000	1,000,000	5%
AVAX	0.10%	10%	80%	0.00%	5.50%	200%	1%	1%	200%	35%	20%	90%	55%	20%	100,000,000	50,000,000	5%
sAVAX	0.10%	10%	65%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	50,000,000	15,000,000	5%
ggAVAX	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	5,000,000	4,000,000	5%
BNB	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	50,000,000	10,000,000	5%
POL	0.10%	10%	75%	0.00%	4.50%	200%	1%	1%	200%	35%	20%	90%	55%	20%	50,000,000	35,000,000	5%
MATICX	0.10%	10%	45%	1.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	30,000,000	1,000,000	5%
ARB	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	10,000,000	5,000,000	5%
AERO	0.10%	10%	50%	0.00%	6.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	10,000,000	3,500,000	5%
JOE	0.10%	10%	45%	1.00%	9.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	5,000,000	500,000	5%
Link	0.10%	10%	45%	0.00%	4.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	10,000,000	10,000,000	5%
Kaito	0.10%	10%	30%	0.00%	9.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	2,000,000	500,000	5%
Virtual	0.10%	10%	45%	0.00%	9.00%	200%	1%	1%	200%	35%	20%	90%	55%	20%	10,000,000	5,000,000	5%

Rate Limits

Avalanche

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
AVAX	85%	100%	4.0%	10%	30,000,000	30,000,000
sAVAX	85%	100%	5.0%	10%	20,000,000	10,000,000
ggAVAX	85%	100%	5.0%	10%	3,000,000	3,000,000

Ethereum

Asset	Collateral Factor	Borrow Factor	Liquidation Bonus	Liquidation Fee	Collateral Cap ($)	Borrow Cap ($)
ETH (Arbitrum)	90%	100%	4.0%	10%	15,000,000	10,000,000
ETH (Base)	90%	100%	4.0%	10%	15,000,000	10,000,000
ETH (Ethereum)	90%	100%	4.0%	10%	30,000,000	15,000,000
ETH (BNB)	90%	100%	4.0%	10%	5,000,000	1,500,000
WETH.e (Avalanche)	90%	100%	4.0%	10%	5,000,000	3,500,000
wETH (Polygon)	90%	100%	4.0%	10%	5,000,000	3,500,000
wstETH (Polygon)	85%	100%	5.0%	10%	3,000,000	1,000,000
wstETH (Arbitrum)	90%	100%	4.0%	10%	10,000,000	2,000,000
weETH	85%	100%	6.0%	10%	500,000	0
rsETH (Arbitrum)	80%	100%	6.0%	10%	500,000	0

Base

Token	Period	Limit	Min Limit
USDC	1 day	500,000	5,000
ETH_base	1 day	200	1%
cbBTC_base	1 day	5	1%
SolvBTC	1 day	5	0.05

BNB Chain

Token	Period	Limit	Min Limit
BNB	1 day	1000	1%
ETHB_bsc	1 day	200	1%
BTCB_bsc	1 day	5	1%
SolvBTC	1 day	5	0.05

Arbitrum

Token	Period	Limit	Min Limit
USDC	1 day	500,000	5,000
ETH_arb	1 day	200	1%
ARB	1 day	1,000,000	1%
SolvBTC	1 day	5	0.05
wBTC_arb	1 day	5	1%
wstETH	1 day	150	1%
weETH	1 day	150	1%
tBTC	1 day	5	1%
rsETH	1 day	150	1%

Polygon

Token	Period	Limit	Min Limit
USDC	1 day	500,000	5,000
POL	1 day	1,000,000	1%
wBTC_pol	1 day	5	1%
wETH_pol	1 day	200	1%
wstETH	1 day	150	1%
MATICX	1 day	500,000	1%