Folks Finance - xChain App
xChain AppTestnet
  • Folks Finance xChain App Documentation Overview
  • xLending
    • Architecture
    • User account
      • Linking and Inviting Addresses
  • 👨‍🏫User Guide
    • Getting started
      • Creating an account
      • Link/Invite address
      • Faucet list (testnet)
    • Connecting Wallets
    • Depositing Assets
    • Borrowing Assets
    • Closing Loans
    • Withdrawing Assets
    • Swaps
    • Liquid staking
  • 👨‍🔧Technical Details
    • Interest Rate Model
    • Liquidation Process
    • Cross-Chain Messaging
    • Security Measures
    • Oracle
    • Parameters
  • Incentives program
    • Points system
    • Deposit boost
  • 👨‍💻Developers
    • Contracts
    • SDK
  • 🦸Support
    • FAQ
    • Contact and Support
Powered by GitBook
On this page
  • Loan Parameters
  • Pool Parameters
  • Rate Limits
  1. Technical Details

Parameters

Loan Parameters

General Loan Mode Parameters
Asset
Collateral Factor
Borrow Factor
Liquidation Bonus
Liquidation Fee
Collateral Cap ($)
Borrow Cap ($)

ETH

80%

100%

5%

10%

30,000,000

30,000,000

ETH (BNB)

80%

100%

10%

10%

10,000,000

10,000,000

wETH.e (Avalanche)

80%

100%

5%

10%

20,000,000

20,000,000

wETH (Polygon)

80%

100%

5%

10%

20,000,000

20,000,000

wstETH (Polygon)

75%

100%

5%

10%

10,000,000

1,000,000

wstETH (Arbitrum)

80%

100%

10%

10%

4,000,000

4,000,000

weETH (Arbitrum)

75%

100%

8%

10%

1,500,000

1,000,000

rsETH (Arbitrum)

75%

100%

8%

10%

1,000,000

500,000

USDC

80%

100%

4%

10%

30,000,000

30,000,000

wBTC (Ethereum)

75%

100%

5%

10%

30,000,000

30,000,000

wBTC (Polygon)

75%

100%

7%

10%

30,000,000

20,000,000

wBTC (Arbitrum)

75%

100%

7%

10%

30,000,000

20,000,000

BTC.b

72.5%

100%

6%

10%

20,000,000

20,000,000

BTCB

72.5%

100%

10%

10%

20,000,000

10,000,000

cbBTC

75%

100%

10%

10%

20,000,000

5,000,000

solvBTC

65%

100%

10%

10%

5,000,000

1,000,000

AVAX

72.5%

100%

8%

10%

30,000,000

30,000,000

sAVAX

70%

100%

10%

10%

20,000,000

5,000,000

ggAVAX

55%

100%

10%

10%

3,000,000

1,000,000

BNB

75%

100%

10%

10%

20,000,000

10,000,000

POL

75%

100%

8%

10%

35,000,000

35,000,000

MATICX

60%

100%

10%

10%

1,000,000

1,000,000

ARB

65%

100%

10%

10%

5,000,000

5,000,000

JOE

45%

100%

10%

10%

500,000

500,000

savUSD

60%

100%

10%

10%

1,500,000

0

aUSD

75%

100%

6%

10%

15,000,000

15,000,000

tBTC (Arbitrum)

75%

100%

8%

10%

2,500,000

2,500,000

AVAX Efficiency Loan Mode Parameters
Asset
Collateral Factor
Borrow Factor
Liquidation Bonus
Liquidation Fee
Collateral Cap ($)
Borrow Cap ($)

AVAX

85%

100%

2.5%

10%

30,000,000

30,000,000

sAVAX

85%

100%

5.0%

10%

20,000,000

10,000,000

ggAVAX

85%

100%

5.0%

10%

3,000,000

3,000,000

ETH Efficiency Loan Mode Parameters
Asset
Collateral Factor
Borrow Factor
Liquidation Bonus
Liquidation Fee
Collateral Cap ($)
Borrow Cap ($)

ETH (Arbitrum)

90%

100%

2.5%

10%

15,000,000

10,000,000

ETH (Base)

90%

100%

2.5%

10%

15,000,000

10,000,000

ETH (Ethereum)

90%

100%

2.5%

10%

30,000,000

15,000,000

ETH (BNB)

90%

100%

2.5%

10%

5,000,000

1,500,000

WETH.e (Avalanche)

90%

100%

2.5%

10%

5,000,000

3,500,000

wETH (Polygon)

90%

100%

2.5%

10%

5,000,000

3,500,000

wstETH (Polygon)

90%

100%

4.0%

10%

3,000,000

1,000,000

wstETH (Arbitrum)

90%

100%

4.0%

10%

10,000,000

2,000,000

weETH

85%

100%

5.0%

10%

500,000

0

rsETH (Arbitrum)

85%

100%

5.0%

10%

500,000

0

Pool Parameters

Pool parameters
Pool
FL Fee
RR
(Uopt)
(RV0)
(RV1)
(RV2)
(RS0)
(RS1)
(RS2)
(RS3)
(Oratio)
(URU)
(DIRRU)
(RD)
Deposit Cap ($)
Borrow Cap ($)
Single Stable Borrow Percentage Cap

ETH

0.10%

10%

70%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

150,000,000

30,000,000

5%

ETH (BNB)

0.10%

10%

70%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

50,000,000

10,000,000

5%

wETH.e (Avalanche)

0.10%

10%

70%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

75,000,000

20,000,000

5%

wETH (Polygon)

0.10%

10%

70%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

75,000,000

20,000,000

5%

wstETH (Polygon)

0.10%

10%

45%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

30,000,000

1,000,000

5%

wstETH (Arbitrum)

0.10%

10%

70%

0.00%

7.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

20,000,000

4,000,000

5%

weETH (Arbitrum)

0.10%

10%

45%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

3,000,000

1,000,000

5%

rsETH (Arbitrum)

0.10%

10%

45%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

1,000,000

500,000

5%

USDC

0.10%

10%

85%

1.75%

5.00%

100%

2%

2%

100%

25%

20%

95%

40%

20%

150,000,000

30,000,000

6%

wBTC (Ethereum)

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

150,000,000

30,000,000

5%

wBTC (Polygon)

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

150,000,000

20,000,000

5%

wBTC (Arbitrum)

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

150,000,000

20,000,000

5%

BTC.b

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

100,000,000

20,000,000

5%

BTCB

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

50,000,000

10,000,000

5%

cbBTC

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

50,000,000

5,000,000

5%

solvBTC

0.10%

10%

45%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

10,000,000

1,000,000

5%

AVAX

0.10%

10%

80%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

100,000,000

50,000,000

5%

sAVAX

0.10%

10%

65%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

50,000,000

15,000,000

5%

ggAVAX

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

5,000,000

4,000,000

5%

BNB

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

50,000,000

10,000,000

5%

POL

0.10%

10%

75%

0.00%

5.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

50,000,000

35,000,000

5%

MATICX

0.10%

10%

45%

1.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

30,000,000

1,000,000

5%

ARB

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

10,000,000

5,000,000

5%

JOE

0.10%

10%

45%

1.00%

9.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

5,000,000

500,000

5%

savUSD

0.10%

10%

50%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

5,000,000

0

5%

aUSD

0.10%

10%

85%

0.00%

6.00%

200%

2%

2%

200%

25%

20%

95%

40%

20%

15,000,000

15,000,000

5%

tBTC (Arbitrum)

0.10%

10%

80%

0.00%

6.00%

200%

1%

1%

200%

35%

20%

90%

55%

20%

4,500,000

2,500,000

5%

Rate Limits

Avalanche
Token
Period
Limit
Min Limit

USDC

1 day

1,000,000

5,000

AVAX

1 day

20,000

1%

sAVAX

1 day

10,000

1%

wETH_ava

1 day

200

1%

BTCb_ava

1 day

10

1%

SolvBTC

1 day

10

0.05

JOE

1 day

1,000,000

1%

ggAVAX

1 day

10,000

1%

savUSD

1 day

250,000

1%

aUSD

1 day

250,000

1%

Ethereum
Token
Period
Limit
Min Limit

USDC

1 day

500,000

5,000

ETH_eth

1 day

200

1%

wBTC_eth

1 day

5

1%

SolvBTC

1 day

5

0.05

Base
Token
Period
Limit
Min Limit

USDC

1 day

500,000

5,000

ETH_base

1 day

200

1%

cbBTC_base

1 day

5

1%

SolvBTC

1 day

5

0.05

BNB Chain
Token
Period
Limit
Min Limit

BNB

1 day

1000

1%

ETHB_bsc

1 day

200

1%

BTCB_bsc

1 day

5

1%

SolvBTC

1 day

5

0.05

Arbitrum
Token
Period
Limit
Min Limit

USDC

1 day

500,000

5,000

ETH_arb

1 day

200

1%

ARB

1 day

1,000,000

1%

SolvBTC

1 day

5

0.05

wBTC_arb

1 day

5

1%

wstETH

1 day

150

1%

weETH

1 day

150

1%

tBTC

1 day

5

1%

rsETH

1 day

150

1%

Polygon
Token
Period
Limit
Min Limit

USDC

1 day

500,000

5,000

POL

1 day

1,000,000

1%

wBTC_pol

1 day

5

1%

wETH_pol

1 day

200

1%

wstETH

1 day

150

1%

MATICX

1 day

500,000

1%

PreviousOracleNextPoints system

Last updated 9 days ago

👨‍🔧