# Interests

### Deposit Boost

To incentivize engagement with the xChain protocol, Folks Finance has introduced a rewards program that distributes token to users who actively deposit assets and/or use them as collateral.

The incentive distribution is managed by a public smart contract, ensuring transparency and automation in the reward process. Rewards are distributed weekly, and users can claim their accumulated rewards directly within the protocol.

The total amount of rewards distributed each week is determined by Folks Finance and may vary over time based on the market strategies and users requests.

<table data-view="cards"><thead><tr><th></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td>Folks Finance has received a total of 13,145 AVAX from Avalanche Foundation, either already distributed or currently being distributed.</td><td><a href="/files/CHsMH8gXkoS2n0I51LmG">/files/CHsMH8gXkoS2n0I51LmG</a></td></tr><tr><td>Folks Finance has received a total of 25,000 USDC from Arbitrum Foundation, either already distributed or currently being distributed.</td><td><a href="/files/056WjLMDbJcFCj6Sq6uF">/files/056WjLMDbJcFCj6Sq6uF</a></td></tr><tr><td>Folks Finance has received an equivalent of 300,000 USD from Polygon Foundation, either already distributed or currently being distributed.</td><td><a href="/files/c7BWAHVE6rpY0zt6vWNE">/files/c7BWAHVE6rpY0zt6vWNE</a></td></tr></tbody></table>

#### How to claim rewards

1. Once the weekly incentives period ends, go to your Deposit or Loan page.
2. Click on Claim Rewards
3. Click on Claim and sign with your wallet.

{% hint style="info" %}
[Click here for a detailed spreadsheet of Folks’ incentive distribution plans.](https://docs.google.com/spreadsheets/d/1b2mH4N4OdIBRKJoXWwtS19IoBhF9oUOavW2rXqUdiZ8/edit?gid=0#gid=0)&#x20;
{% endhint %}

{% hint style="info" %}
Deposits or collateral valued at less than $1 will not be considered for any distributions. Additionally, pending rewards amounting to less than 0.0001 AVAX will not be considered.
{% endhint %}

### Intrinsic APY

Intrinsic APY refers to the yield generated *natively* by the asset itself, independent of any additional rewards provided by Folks Finance.

This may include:

* Staking rewards: If the token supports staking, it can produce protocol-level rewards as part of its native functionality.
* External incentives: Some tokens may receive incentives from third-party protocols or ecosystem programs.


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