# Folks Finance xChain App Documentation Overview

Folks Finance's xChain App is a decentralized finance (DeFi) platform that offers seamless cross-chain lending and borrowing services. Utilizing a hub-and-spoke architecture, the protocol provides efficient and user-friendly access to liquidity across multiple blockchains. 

<figure><img src="https://2398105804-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FVyUM2eMzwrPbqYc5S2eT%2Fuploads%2Fg4mvVYHhrLUTE33OoqKm%2FIMMAGINI_DOC_FOLKS-13.png?alt=media&#x26;token=046d0edf-cd07-4ba7-9a20-b674deb7576e" alt=""><figcaption></figcaption></figure>

<table data-view="cards"><thead><tr><th align="center"></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td align="center">xLending</td><td><a href="xlending">xlending</a></td></tr><tr><td align="center">Architecture</td><td><a href="xlending/architecture">architecture</a></td></tr><tr><td align="center">User account</td><td><a href="xlending/user-account">user-account</a></td></tr><tr><td align="center">User Guide</td><td><a href="user-guide">user-guide</a></td></tr><tr><td align="center">Techincal Details</td><td><a href="technical-details">technical-details</a></td></tr><tr><td align="center">Developers</td><td><a href="developers">developers</a></td></tr><tr><td align="center">Security measures</td><td><a href="technical-details/security-measures">security-measures</a></td></tr><tr><td align="center">FAQ</td><td><a href="support/faq">faq</a></td></tr><tr><td align="center">Contact and Support</td><td><a href="support/contact-and-support">contact-and-support</a></td></tr></tbody></table>